DevDosh Ltd Generic Risk

DevDosh Ltd Generic Risk Overview

Systematic & Unsystematic Risk
DevDosh Ltd carefully manage all risks within our theater of control (unsystematic risk) using our Risk – Reduce – Remedy – Reward framework. Systematic risks are inherent and uncontrollable risks within the investment space which we carefully monitor and counteract through our timing and product design.

Interest Rate Risk
The chance that the investment will become less attractive if interest rates rise.
Risk Rate: Low

  • The UK economy and world growth has slowed influencing UK inflation to sit slightly below the Bank of England’s 2% target. If inflation does not increase the likely hood is that the BoE will reduce interest rates to stimulate growth.
  • DevDosh Ltd investment cycle is 18-24 months at a fixed rate of 10% per annum. This short/medium term time horizon and premium yield mainly negate interest rate risk.

Inflation Rate Risk
The chance that the investment will become less attractive if inflation rates rise.
Risk Rate: Low.

  • UK inflation sits slightly below the Bank of England’s 2% target. It is expected to drop in 2020 partly due to reduced utility bills and then slowly increase to just above 2% partly due to the gaining momentum in pay rises.
  • DevDosh Ltd investment cycle is 18-24 months at a fixed rate of 10% per annum. This short/medium term time horizon and premium yield mainly negate inflation rate risk.

Reinvestment Risk
The chance that investors may have to reinvest at lower interest rates after investment maturity due to interest rate reduction.
Risk Rate: Low

  • Interest rates currently sit at 0.75% and may reduce if UK growth needs to be stimulated.
  • DevDosh Ltd investment cycle is 18-24 months at a fixed rate of 10% per annum. This is short/medium time horizon and premium yield mainly negate reinvestment risk.
  • Investors are welcome to reinvest with DevDosh Ltd at  the same 10% per annum yield.

Currency Risk
The chance that the investment will become less attractive if GBP pound sterling devalues.
Risk Rate: Medium

  • GBP value is likely to hinge on UK/EU trade negotiations over the coming 12 months.
  • GBP was the worlds 6th most valuable currency in 2019.
  • DevDosh Ltd investment cycle is 18-24 months at a fixed rate of 10% per annum. This short/medium term time horizon and premium yield mainly negate currency rate risk.

Foreign Investment Risk
The chance that the investment will become less attractive if the domicile country of the asset becomes volatile.
Risk Rate: Low

  • Despite Brexit the UK is still considered one of the most stable countries in the world.

Credit Risk
The chance that the debtor may not be able to repay the principal sum borrowed and interest.
Risk Rate: Low

  • DevDosh Ltd operate an exhaustive risk management matrix to protect our clients capital. Visit our Risk Management page for further detail.

Liquidity Risk
The chance that the investor will not be able to dispose of the asset prior to investment maturity.
Risk Rate: High

  • DevDosh Ltd investors secure their investment by way of issued shares in an SPV. There is no ready secondary market for private company shares.
  • Investors with DevDosh Ltd must be in a financial position to lock up capital allocation for the full investment term. Visit our suitability page for further details.

Horizon Risk
Chance that investors time horizon has to be shortened due to unforeseen circumstances.
Risk Rate: Investor dependant

  • On occasion investors need to liquidate investments to release cash.
  • Investors with DevDosh Ltd must be in a financial position to lock up capital allocation for the full investment term. Visit our suitability page for further details.

Counter-party Risk
The chance that those involved in the investment process may default on their contractual obligations.
Risk Rate: Low

  • DevDosh Ltd operate an exhaustive risk management matrix to protect our clients capital. Visit our Risk Management page for further detail.

INVESTORS / DEVELOPERS

If you are a risk averse investor looking for the best fixed income return for your capital

or

If you are a property developer looking for achievable property development finance

 

EMEA OFFICE (os)
+44 (0) 20 7097 1333

APAC OFFICE
+62 (0) 812 3644 1640

 

 

support@devdosh.com

The DevDosh Ltd fixed income investment product is not suitable for everyone. Please visit our suitability page to gain a deeper understanding of your compatibility with the product.  As with all investments capital is at risk and there is a chance that you will get back less than you invested.

The information on this website does not constitute or represent a financial promotion; nor it is financial advice or a personal recommendation.  Do not make investment decisions based purely on the information contained on this website and seek professional advice if you are unsure of your best investment choices. We have made every effort to ensure all information on this site is accurate. However we cannot guarantee that to be the case.