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Investing in property for later in life as part of a retirement is as safe a way as possible all the while giving you the returns you really need to make a difference to your pension.

I know I am not alone when I say I’m looking forward to retirement to say the least, I have covered this subject before so I won’t go on with myself and bore you sill by repeating myself.

Low interest rates and rising inflation and the weaker pound are all playing there part in making it even harder to save for retirement.

With life expectancy becoming longer and the longer the amount you need to have a truly comfortable retirement keeps on growing.

If you keep up with the latest news regarding pensions and retirement you will be well aware that retirement age for your social security pension is moving faster than a leaf in a white water rapid, and moving further and further away, a good pension property investment can really and truly help.

Fixed income investment options.

Gone are the days where are an ISA and a good savings account could have an impact, not with todays interest rates and the returns on even the best ISA can give you.

On average the best of Isa options will give you between a 1 and 5 per cent annual return before fees are taken. See link below for a telegraph article on ISA’s

On average the very best of the saving accounts will offer between 1 and 2.5 per cent (many come with a fixed term of between 1 and 5 years). See the link below for a list of saving account comparisons.

Neither of the above two options come close to a pension property investment.

One investment vehicle that’s has been a staple of any balanced retirement portfolio for decades is bonds.

Bonds still have a place in todays retirement portfolio but even the best performing bonds and bond ETF’s on average will only show a return of between 1 per cent and 5 per cent, again not a patch on a well thought out pension property investment. See links below for a list of top performing bonds and bond ETF’s.

What about equities?

Major indexes within the stock markets are enjoying the second-longest bull run in history, many financial experts including the Bank of International Settlements can explain this prolonged run of good luck, with many expecting the inevitable fall coming anytime soon, see below for the article on missing debt.

So, what safer investments options that give good returns can investors and retirees place their money safe in the knowledge it will grow?

A growing number of investors are choosing the pension property investment as the financial vehicle to save for retirement.

These retirees are getting into real estate investing through real estate crowdfunding platforms that allow them to pool their money for real-life real estate investments.

With annualized average returns of about 10 percent and good market conditions and economic expansion and limited inventories signaling long-term upside, the UK property market is ready for growth. A pension property investment also provides a great opportunity to diversify assets.

Retirees, however, want a-liquid, less capital-intensive way to gain access to the UK property investment market. For this very reason, collective investment schemes, crowdfunding, property funds and trusts allows for strategic investment without the heavy lift of maintaining a property.

With the right property investment it can also be an extremely tax efficient way to invest, with many tax advantages over traditional investment routes.

Traditional investing still has it’s uses for saving for retirement. But for retirees looking for an alternative way to protect and grow their portfolio the property investment funds is most definitely worth a look.

For more information on a UK property based investment product that is asset-backed at a level of 120 per cent of your capital, fixed income with a market beating 10 per cent annually, and tax efficient to boot call Devdosh Ltd today or visit

DISCLOSURE: The views and opinions expressed in this article are those of the authors, and do not represent the views of Readers should not consider statements made by the author as formal recommendations and should consult their financial advisor before making any investment decisions.