DevDosh Ltd Benefits & Costs

DevDosh Ltd overview of income & expenditure associated to our fixed income investment product

Benefit Structure

Tangible Benefits

Debt clients pay 15% interest on their 1st charge real estate development mortgage. 15% (1.25% per month) is a mid range interest rate in the current property development finance market. 

This income is disbursed as follows

INVESTOR

%

10% pa yield. Drawn down bi-annually/end of term

DEVDOSH LTD

%

5% pa annual fee. Paid start of term

Additional income may be generated above the 15% annual interest rate. For instance, the underlying asset to the 1st charge real estate development mortgage may be repossessed and disposed of for a sum greater than the total mortgage value.

This income will be disbursed as follows

INVESTOR

%

Paid end of term

additional income is paid directly to investors not DevDosh Ltd

Intangible Benefits

Investor income is drawn down as Dividend payments and, as such bear tax advantages. Professional tax advice should be sought by all investors. Tax treatment varies and all investors should be aware of the following; 

Personal Dividend Tax Treatment

  • Dividend payments count towards the Tax Free Personal Allowance
  • Tax Free Dividend Allowance of up to £2000 is additional to Tax Free Personal Allowance
  • Dividend tax rates are lower than Income Tax but are based on your income tax bracket

“Which Money” have produced a helpful dividend tax calculator.

Corporate Dividend Tax Treatment

  • Small company: Exemption applies
  • Large company: Exemption applies

Tax advice must be taken from a professional.

Cost Structure

DevDosh Ltd do not charge investors any fees.

Her Majesty’s Revenue and Customs require purchasers of shares to pay a stamp duty on those shares within 30 days following transfer, at a rate of 0.5%.

To induce investment levels of £100,000 and above DevDosh Ltd will rebate stamp duty payments to investors, following valid proof of payment being presented, on investor share blocks of £100,000 or more in value.

 

INVESTORS / DEVELOPERS

If you are a risk averse investor looking for the best fixed income return for your capital

or

If you are a property developer looking for achievable property development finance

OFFICE CONTACT

EMEA Office
OFFLINE TILL POST COVID-19
APAC Office
+62 (0) 877 5836 5211
EMAIL
support@devdosh.com

 

The DevDosh Ltd fixed income investment product is not suitable for everyone. Please visit our suitability page to gain a deeper understanding of your compatibility with the product.  As with all investments capital is at risk and there is a chance that you will get back less than you invested.

The information on this website does not constitute or represent a financial promotion; nor it is financial advice or a personal recommendation.  Do not make investment decisions based purely on the information contained on this website and seek professional advice if you are unsure of your best investment choices. We have made every effort to ensure all information on this site is accurate. However we cannot guarantee that to be the case.